Chevrolet and Used Car Financing in Flint, MI

Your new and used automotive financing experts.

At Applegate Chevrolet Company, we offer competitive financing rates and terms on our great selection of new and used trucks, cars, and SUVs.

Once you find the vehicle you've been looking for, our finance experts are here to help you through every step of the financing process. Read on to find out how Applegate Chevrolet makes financing your next vehicle purchase fast and simple.

Our finance experts are here to guide you through the financing process and help you get into your new vehicle. Contact Applegate Chevrolet Company's finance team today or if you're ready to start the financing process, you can fill out our secure finance application online.

What To Expect When Applying for Car Financing

There are two ways you can begin your car financing journey with Applegate Chevrolet in Flint, MI. This allows you to choose the option that best suits your time and needs. 

Our Online Financing Tools

Your first option is to use our online application. Simply fill out our secure online financing application and find out what financing options are available to you. This is a great way for you to figure out your financial situation before making the trip to our dealership. 

Our online application is available 24/7, so you can fill it out at your leisure from the comfort of your own home. By finding out your available financing options through our online application, you can begin to plan out what sort of car you can afford and how much it will cost you each month.

In addition to our online application, we also offer two other online tools: a payment calculator and a tool to find the value of your trade-in. Through the payment calculator, you can estimate the amount for your monthly payments based on the value of your car and the length of the loan. Our trade-in calculator allows you to enter information about your current vehicle and find out how much value it has as a trade-in. Using these two tools, along with our online financing application, you can figure out exactly how much your next vehicle will cost.

Stop By Our Financing Department

The other option is to come by the finance center at Applegate Chevrolet. A member of our financing staff will walk you through the financing process and explain all your options to you. Each member of our financing team is here to answer any questions you may have and to help you find a way to afford the car you want. 

Whichever path you choose, our financing process is simple and quick. In just a short amount of time, we can approve you for financing and you can start the process of buying your next car from Applegate Chevrolet.

Car Financing vs. Leasing: What's the Difference?

There are two popular options when it comes to purchasing a car that are often confused with one another: financing and leasing. To find the best plan for your financial situation, it's important to understand the difference between the two.

Financing

Financing is when you take out a loan to buy a car. Through our dealership, you can secure excellent loan rates through a bank. With financing, you are the owner of the car. People who typically choose to finance their vehicle view their new car as a long-term asset. They plan on owning their vehicle for a long time rather than trading it in a few years later.

The benefits of financing include that you own the car, meaning you can make modifications to it as you see fit. In addition, you can end up saving money over the long term as opposed to leasing. If you want to avoid buying another car again in the near future and don't have the credit history necessary for a lease, financing is a great way to go.

Leasing

A lease is when you essentially borrow a car from a dealership. With a lease, you are basically paying for the value depreciation for a few years of the car. There are a few benefits of choosing a car lease. For starters, if you like to get the newest technology in your vehicle, a lease allows you to upgrade to the newest model every few years at a reduced cost. Leases can also be cheaper than financing a loan on a monthly basis depending on your financing options. Finally, because you are trading in your vehicle every few years, you don't have to worry about future maintenance costs as much.

Benefits of Financing Through Applegate Chevrolet

If you decide that you want to purchase your vehicle rather than lease it and need financing to help you afford it, look no further than Applegate Chevrolet in Flint, Michigan. There are several reasons why our dealership is the best place to find financing for your next vehicles.

The first reason is our unmatched customer service. We aim to provide each of our customers with exceptional customer service from the moment you enter our dealership until you drive out with your new car. This includes the financing process, during which we will carefully explain all your options to you and answer any questions you may have, and through any car services you need from us.

Another reason to choose Applegate Chevrolet is the financing options we have available. Regardless of your income or credit score, we can help you find a financing plan that suits your budget. Don't let a less-than-ideal credit score stop you from getting that new car you need. Use our online application or contact us today to learn what financing options are available to you.

Finally, we aim to provide the smoothest financing experience possible. We know that no one likes to sit around reading over complex contracts or financing agreements. Our goal is to get you in and out as quickly as possible, while still ensuring that you are comfortable with your financing agreement. 

Get Started With Financing Today

Financing a loan is a popular way to pay for a new car purchase. Through Applegate Chevrolet in Flint, Michigan, this process is easier than ever. To get started, visit our secure online application and submit your information. If you'd prefer, you can come by our dealership any time and discuss your options with one of our financing professionals.